Thursday 12 September 2024

Free health insurance cover for senior citizens.

 Good news!Prime minister and his cabinet has okeyed free health insurance cover for all persons who are 70 years of age and  above.irrespective of their income                                                                                   

To middle class people like us [ who are just a bit above the starting point of the definition of middle class]the 5 lakhs amount assured in case of illness would  tackle  our health bills problems.

As one gets older the health bill becomes larger.We rely only upon private hospitals and they are costly.Hospitalisation even for just a week can cost us  anywhere between a minimum 5lakhs to a maximum of 30 lakhs.and more.

When a person crosses 65 years of age it is sure that one day or the other in the coming years that person would have to visit a hospital for some ailment or the other.

I am not yet 70 but my husband is , so he is eligible .In three years time I would also become eligible if I am around.

We  take health insurance cover from private insurers.The  harsh reality is that as we grow older the premium increases and the assured amount  decreases.So it is costly.It is like as if to say you ve lived enough ,quit being a burden on people and resources , just get lost and grace either Vaikuntum or Kailash.as quickly as possible.

I couldn't believe my ears when my husband told me about this free insurance cover for all above 70  , few months back..Weren't freebies only for the poor?The class that votes religiously ?

                          Further i wondered as to how the Govt would pay 30 crore people?During covid vaccination that was the stated number of senior citizens viz.60 years and above  living in India. But as per news reports there are only 3 crore people above 70 currently living in India.That means the rest that is the rest 27 crores of people in a rough calculation,by not taking into account those who have popped off , is quite a lot of us!What if all of us survive upto 70 years of age and more?OK that is the Govt's look out . Not mine . So middle class needs have not been ignored.                                                                                                                                                     The fact that free health cover  has materialised is all that matters and I am happy that   my husband would get this financial assistance .This is very good news.

My heart felt  thanks to  Modi ji for reducing the burden of our  health bills .

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